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Source: Globes, Tel Aviv, IsraelAug.self storage 29--Bank Hapoalim (TASE: POLI) today reported higher profits and revenue for the second quarter of 2013.Revenue rose to NIS 3.46 billion for the second quarter from NIS 3.3 billion for the corresponding quarter of 2012. Second quarter financing income totaled NIS 2.18 billion and non-financing income, including commissions, was NIS 1.28 billion. The expense for credit loss fell to NIS 301 million (0.48 percent of the credit portfolio) for the second quarter from NIS 344 million for the corresponding quarter.Net profit rose to NIS 655 million (NIS 0.50 per share) for the second quarter from NIS 607 million for the corresponding quarter of 2012. The return on equity fell to an annualized 9.9 percent for the second quarter from 10.2 percent for the corresponding quarter.The core (Tier-1) capital adequacy ratio rose to 9.2 percent at the end of June from 8.9 percent at the end of 2012, and t迷你倉e total capital adequacy ratio was unchanged at 15.7 percent.Net credit to the public fell 0.8 percent to NIS 247.1 billion at the end of June from NIS 249.2 billion at the end of 2012, mainly due to a reduction in corporate credit, which was partly offset by higher retail, small business, and commercial credit. Deposits from the public rose 1.2 percent to NIS 274.6 billion at the end of June from NIS 271.4 billion at the end of 2012, mainly due to an increase in corporate depositsBank Hapoalim will distribute a dividend of NIS 92 million (NIS 0.07 per share) on its second quarter profits, following the dividend in the same amount distributed on its first quarter profits. The ex-date is September 12 and the payment date is September 30.Copyright: ___ (c)2013 the Globes (Tel Aviv, Israel) Visit the Globes (Tel Aviv, Israel) at .globes.co.il/serveen/globes/nodeview.asp?fid=942 Distributed by MCT Information Services文件倉